Sompo Japan to introduce telematics car insurance

28 March, 2017

Sompo Japan Nipponkoa Insurance is to introduce an automobile policy this year that would offer discounts based on driving data captured by a smartphone app.


Sompo Japan’s has launched a mobile app named ‘Smiling Road’ which lets drivers know how safely they are driving. The data is then quantified to provide ratings which is then used to offer premium discounts to new subscribers.

The plan is targeted to young drivers as its potential customers as they are more sensitive to cost. This technology can even be used to verify if the valid owner is driving the car by comparing the patterns of driving data with previously recorded data.


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